Career and College Counseling

The Training Fund’s Career and College Counselor, Susan Oliver is available to provide direction and motivation to members by appointments in “Zoom” virtual meeting rooms or telephone conferencing.  She has a flexible schedule and will meet during normal working hours on day and time convenient for you.  Susan has years of experience working with adults who are currently attending or thinking about returning to school.

Please contact her at (860) 278-6648 or

Academic Counseling Tips – Ask questions, follow instructions!

  • Map out potential activities, classes, and study time for your first year.
  • Figure out how flexible a campus program is, e.g., absence and late policy with applicable penalties that affect the total cost of completing the program.
  • Ask the College Counselor – How easy is it to change your major without penalty?
  • Compare Financial Aid offers:

You will have several decisions to make once you receive a financial aid award letter/email. Assess your financial aid packages by comparing offers and reading the fine print.

A Student Loan De-Briefer You Can Understand

What Will It Cost You?
Sure, paying back a few thousand bucks over ten (10) years does not sound so bad —until you receive your first payment booklet with monthly payments that you cannot afford.

Cost of Attendance – Add up tuition, fees, room, board, e.g., weekend clinical out of state, books, supplies, and personal expenses, and there you have it.

Study Your Loan Lingo Vocabulary – Example below:

It is good to be familiar with the following terms before you attempt the loan process.”

Know Your Loan Types Need-Based

Private Loans: Organizations such as Sallie Mae, Nellie Mae, and P.L.A.T.O. offer private loans. Rates, repayment plans, and borrowing limits vary.

Borrow what you need

Student loans are a standard part of financial aid packages.  To figure out how much money you may need to borrow, look at a college’s cost, cost of living, family contribution, and financial aid award. You do not have to accept the entire amount of a loan offered.

After you have a plan for your finances nailed down, revisit it every few months to make sure it still makes sense for your circumstances. Unsubsidized loans should be the first to pay off; they accrue interest while you are in school, so borrowing interest is higher than government subsidized loans.

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